It all start from house mortgage lending scheme far-far away in the country called United States of America, where most of its financial institution giving mortgage lending to those unqualified borrower and with it make a derivative market, thus bringing the economic to expand almost in exponential rate.

Fast forward to October 2008, when borrower of those mortgage suddenly cannot pay the interest the economic come to a free fall and along with that all financial institution all over continents from Europe to Australia, including Indonesia got affected.

People said that although the resulting punch for Indonesian Financial Institution was not that severe compared to other nation, the real test will be for the real economy to coup with the declining demand for primary good and raw material.

In the end, because of this so-called global crisis, 2008 and probably next year 2009, thing will going to be though, Indonesian currency will be beat up, and we will see some declining in our export, so to not make thing worse, let us hang on together, keep the hard work and for the sake of god, a little pray doesn't look so bad.